Introduction
In today’s fast-paced business environment, understanding finance is crucial for making informed decisions. While many professionals excel in their fields, a solid grasp of financial principles can enhance their effectiveness and contribute to organizational success. This course is designed to demystify finance for those without a financial background, equipping participants with essential knowledge and tools.
Objectives
Understand the basic principles of finance and its importance in business.
Define key financial terms and concepts (e.g., assets, liabilities, equity, revenue, expenses).
Learn about the four main financial statements: balance sheet, income statement, statement of other comprehensive income, and cash flow statement.
Interpret the information provided in each financial statement.
Understand the specific financial statements used in banking, including balance sheets and income statements.
Analyze key banking metrics such as net interest margin, loan-to-deposit ratio, return on assets (ROA), return on equity (ROE), and efficiency ratio.
Understand the characteristics and differences between treasury bills and treasury bonds.
Discuss the role of these instruments in the financial market and their impact on interest rates and inflation.
Explain the relationship between inflation and interest rates, and how central banks use interest rates to control inflation.
Understand what mutual funds are and how they operate, including their benefits and risks.
Target Audience
Middle Management Professionals from non-financial backgrounds seeking to enhance their financial knowledge.
Program Details
Training Methodology
In-class sessions
Practical exercises and discussions
Case studies
Training Outcome
Grasp fundamental financial concepts and terminology.
Interpret and analyze financial statements effectively.
Understand banking financial metrics and their implications.
Analyze treasury bills and bonds in relation to interest rates and inflation.
Make informed investment decisions regarding mutual funds.
Outline
Introduction to Financial Concepts
Basic principles of finance
Key financial terms and concepts
Understanding Financial Statements
Overview of financial statements
Interpreting financial data
Banking Financial Statements and Ratios
Financial statements specific to banking
Key banking metrics analysis
Treasury Bills and Treasury Bonds
Characteristics and differences
Impact on financial markets
Inflation and Interest Rates
Relationship between inflation and interest rates
Central bank strategies
Introduction to Mutual Funds
Overview and operation of mutual funds
Benefits and risks of investing
Duration
The training session is designed for 16 hours of training over 2 days.
Delivery Language
Presentation material available in English or Arabic.
Delivery in both Arabic and English.